Realize Your Dreams of
Home Ownership

"....all things are possible!"

Contact UsApply Today
1

Blogs

Check out our recent articles

Read more
2

Loan Programs

Find out which loan program is right for you

Learn more
3

Apply Now

Get pre-approved in minutes with our quick & easy app

Learn more

Serving Our Veterans & REALTORS & tHE pUBLIC

Proud to Serve All!

You need a loan officer that WONT

  • X Disappears when you need them most
  • X Misses details that should have been easily caught upfront
  • X Asks your clients for the same documents over and over again
  • X Confuses your clients by poorly communicating what is needed to close
You need a loan officer that WILL

  • Be Available, Accountable & Direct
  • Review and be clear about direction of all Transactions
  • Request documents and keep all documents organized
  • Get to closing on or before time
  • Communicate quickly and answer all calls
  • Follow up, follow back, and follow through
Get Started

We are the Gold Standard in cuomer service, we are thumb pointers never finger pointing. We will get you the best rate you qualify for with the lowest closing cost in the industry! We work late in the evenings and weekends too!

Affordable Home Loans in Florida

Welcome to Happy2Lend.com powered by Harmony Mortgage, your trusted mortgage broker for all your loan needs! We are dedicated to providing top-notch loan solutions for a wide range of mortgage types, ensuring that our clients find the perfect fit for their unique financial situations. Whether you're in the market for an FHA, VA, USDA, Jumbo, Conventional, Commercial, Reverse Mortgage, Non-QM, Bridge Loan, or any other type of loan, weve got you covered.

In addition to our diverse loan options, we also offer comprehensive refinance programs, including FHA Streamline, FHA Cash Out, VA Streamline, USDA Streamline, Commercial, Jumbo, and more. Our goal is to make the refinancing process seamless and stress-free for our clients, providing them with the best possible terms and rates.

At Harmony Mortgage Inc., we understand that every individuals financial journey is unique. Thats why we also offer a wide range of additional products and programs, catering to specific needs such as 1099 Loans, Down Payment Assistance, Self Employed Loans, First Time Homebuyer Loans, Investor Loans, and more. No matter what your financial circumstances may be, we have the expertise and resources to guide you toward the ideal solution.

We take great pride in serving clients across the United States, with a particular focus on the vibrant cities of Florida. Our team is committed to supporting individuals and families in these communities, helping them achieve their homeownership dreams and financial goals. Whether you're a first-time homebuyer, a seasoned investor, or a self-employed individual, we have the knowledge and dedication to assist you every step of the way.

Our mission at Harmony Mortgage Inc., is to provide unparalleled service and expertise, ensuring that our clients receive personalized attention and the best possible mortgage solutions. With our extensive array of loan products, refinance programs, and additional offerings, we are here to help you navigate the complexities of the mortgage process with confidence and ease. Let us be your trusted partner on your journey to financial success!

MORTGAGE PAYMENT CALCULATOR

Calculate how much your monthly mortgage payment could be.

* Results are hypothetical and may not be accurate. This is not a commitment to lend nor a preapproval. Consult a financial professional for full details.

See All Mortgage Calculators

Find the Right Mortgage Option for You!

Tools to help you get started

Purchase

Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.

Refinance

We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!

Apply Now

Our Secure Application takes about 7-10 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted.

Mortgage Calculators

Our mortgage calculators help you hone in on the loan options that are best for you. Calculate your mortgage payments, affordability, and more.

Loan Programs

Explore various loan program options to find the right fit for you and your family. We support everything from fixed rate to adjustable rate mortgages.

Step by Step Guide

Learn about the Loan Process end to end. We have made it our mission to help you at every step of the way so you get the best loan option available to you.

What Clients Are Saying About Us!

We recently used Loan Officer Jason Carrasquillo to do a refinance on our mortgage. He came highly recommended by a friend and he did not disappoint. He was extremely honest and communicative about every aspect of this loan. He answered any questions and addressed any concerns we had during this experience. I would recommend Jason to anyone looking for an honest, reliable and knowledgeable individual to handle your loan or refinance in a quick and efficient manner.

- Terry Tapley

I’ve never refinanced before but Jason and Harmony made it so simple. The videos they send explaining exactly what is happening in the process, tracking the status, as well as personal phone calls helping me know exactly what the next step is gave me so much peace of mind. I saved a TON of money and it’s all thanks to Harmony. Highly recommend and I would send anyone I know to them!

- Donny Karpinen

I am a first time homebuyer and the process seemed stressful and difficult. With Jason everything was smooth and stress free. He answered every call and didn't mind my dozens of questions. Handled it all and was with us every step of the way. I not only will continue to go to him for any future purchases or refinancing but I will also refer him to everyone I know. His expertise and knowledge is grand and he explains every detail in a way that is easy to understand. Extremely satisfied and grateful for his service.

- Daniel C.

To whom it may concern, Jason Carrasquillo is a dedicated hard-working man that Love's his job and people he's one of the best business man we have ever met we thank God for sending us his way he helped us to get our home and we greatly appreciate him for that we will do business with him in the future and will refer him to everyone we know thank you so much JASON CARRASQUILLO we love You?????... The Morgan Family

- Mr. & Mrs. Morgan

Happy 2 Lend is the best!!! Jason helped us through every step of the home ownership process. I will definitely use them again in the near future. And I would highly recommend them to EVERYONE that's looking into home ownership.

- Juan & Yolanda Shuren

Get Started with your Digital Mortgage

Answer a few quick questions, No Hassle, No Obligation

Get Started