The Perfect Home Loan Is Waiting For You!

We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, we offer first time homebuyers programs, bank statement program, Jumbo loans and of course the typical FHA, VA, USDA, and conventional loan programs. Best of all quality service and individual attention is what set us above the rest!

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Home Purchase Loans in Florida

At Happy2Lend powered by Harmony Mortgage, we are dedicated to helping individuals and families achieve their dreams of homeownership through a diverse range of mortgage solutions. As a trusted mortgage broker, we specialize in various loan types to cater to different financial needs. Whether you are looking for FHA Loans, VA Loans, USDA Loans, or Jumbo Loans, we have the perfect options to help you secure the financing you need for your new home. Our commitment to personalized service ensures that you will receive support tailored to your unique situation, making the home buying process smooth and straightforward.

In addition to our primary loan offerings, Happy2Lend powered by Harmony Mortgage also provides Conventional Loans, Commercial Loans, Reverse Mortgages, and Non-QM Loans. This extensive suite of products reflects our understanding that every client has distinct requirements and financial goals. Our experienced team is here to guide you through the various options available, ensuring you find the right financing solution that aligns with your needs and complements your lifestyle.

Refinancing can also be a beneficial option for many homeowners, and at Happy2Lend powered by Harmony Mortgage, we offer a wide array of refinance programs designed to help you save money and manage your mortgage effectively. From FHA Streamline and VA Streamline to USDA Streamline and Conventional refinancing, our programs are designed to make your refinancing experience as simple and efficient as possible. Additionally, we provide specialized refinance options such as FHA Cash Out, Jumbo Loans, and Commercial refinancing, ensuring that our clients have access to the financial tools they need.

Beyond traditional loans and refinancing options, Happy2Lend powered by Harmony Mortgage is proud to offer a variety of additional products and programs tailored to assist more borrowers. We understand that not everyone’s financial situation is the same, which is why we provide unique solutions such as 1099 Loans, Down Payment Assistance, and Self Employed Loans. Whether you are a first-time homebuyer or an experienced investor, our diverse offerings include Bank Statement Loans, Investor Loans, and the ever-popular Fix and Flip loans to meet your specific needs.

At Happy2Lend powered by Harmony Mortgage, we recognize the importance of innovation in the mortgage industry. That’s why we also provide a selection of modern financing solutions, including DSCR Loans, HELOCs, ITIN Loans, and Foreign National Loans. Our goal is to empower borrowers from all walks of life, ensuring that everyone has the opportunity to find the financial products that work best for them. Furthermore, we offer specialized loans for unique situations, including Construction Loans, 2nd Mortgages, and Rehab Loans, allowing us to assist a broad spectrum of clients.

We take pride in our commitment to customer service and transparency throughout the mortgage process. Our knowledgeable team is always ready to answer your questions and guide you through every step, ensuring you feel confident in your decisions. With Happy2Lend powered by Harmony Mortgage by your side, securing your Home Purchase Loans or refinancing your current mortgage becomes an empowering journey. Let us help you navigate the world of mortgage financing with ease and confidence, unlocking the door to your future home.

What our clients say about us!

We recently used Loan Officer Jason Carrasquillo to do a refinance on our mortgage. He came highly recommended by a friend and he did not disappoint. He was extremely honest and communicative about every aspect of this loan. He answered any questions and addressed any concerns we had during this experience. I would recommend Jason to anyone looking for an honest, reliable and knowledgeable individual to handle your loan or refinance in a quick and efficient manner.
I’ve never refinanced before but Jason and Harmony made it so simple. The videos they send explaining exactly what is happening in the process, tracking the status, as well as personal phone calls helping me know exactly what the next step is gave me so much peace of mind. I saved a TON of money and it’s all thanks to Harmony. Highly recommend and I would send anyone I know to them!
I am a first time homebuyer and the process seemed stressful and difficult. With Jason everything was smooth and stress free. He answered every call and didn't mind my dozens of questions. Handled it all and was with us every step of the way. I not only will continue to go to him for any future purchases or refinancing but I will also refer him to everyone I know. His expertise and knowledge is grand and he explains every detail in a way that is easy to understand. Extremely satisfied and grateful for his service.
To whom it may concern, Jason Carrasquillo is a dedicated hard-working man that Love's his job and people he's one of the best business man we have ever met we thank God for sending us his way he helped us to get our home and we greatly appreciate him for that we will do business with him in the future and will refer him to everyone we know thank you so much JASON CARRASQUILLO we love You?????... The Morgan Family
Happy 2 Lend is the best!!! Jason helped us through every step of the home ownership process. I will definitely use them again in the near future. And I would highly recommend them to EVERYONE that's looking into home ownership.
From beginning to end, Jason Carrasquillo was reliable, supporting, professional and amazingly patient. My wife and I will always recommend Harmony Mortgage and its team to anyone and everyone and be thankful for all that they have done for us. We will never forget!
Jason will go the extra mile to gat it done...He has closed a loan for my buyer in 10days, Great Job Jason!!!
Thanks to Jason at Harmony Mortgage, we are officially homeowners!! If you are looking for a home, look Jason up! He is amazing!! Thank you, Jason!!
Crazy that they say Fast... We closed in 13 days, Friendly... Jason took my calls emails and spent time explaining, Finish.... Well he never seems finished We closed in 13 days it has been 7 months since we closed. Jason came to my husbands sick bed, helped with hurricane preparation. Brought my family a meal when my husband died. He is a mensch.
My 1st Home, I am getting married in a month. He closed so Fast!
Donna and Jason was great. I appreciate Harmony Mortgage because Jason came to me and picked up documents. Closed in less than 30 days!
This would change my whole life! Aint nobody in my family ever owned a home! Donna and Jason know what they are doing
This is the fastest we have closed on a house, too. Thanks for all your help in getting us approved for a loan so quickly. We look forward to meeting you and thanking you in person. When and where is the closing going to take place? Is a personal check ok or do we have to bring cash?
Jason From Harmony was GREAT, he was very informative and gave me the best advice.
Jason , just wanted to thank you for all your hard work on my refinance.. I know you it wasn’t easy and took a lot longer than expected but you kept having my back and fighting for me and I’m grateful... I’ll miss our daily emails lol thanks Jason I look forward to doing more business with you in the future!!!
I am blessed less than 15 days and closed! Harmony gave me 2% equity to close.
Went to 3 lenders, no one had time for me. Cant speak good English! Jason stay and help me for the process. Great Job!
Jason keep bother me for documents but we closed No one in my family think so. Jason has a tough Job!
Thank you for the great news. We do appreciate your hard work and the time you have invested,
Jason and Donna… What can I say other than thank you both for the incredible effort.
To Harmony Mortgage Our family is very appreciative to Jason Carrasquillo for their professionalism in obtaining our dream home. They provided personalized attention to specific details which was of great value to us. It made our family feel at ease to know that we are in good hands working with this company. Many thanks again to Jason & Jassa Carrasquillo, we would highly recommend them to our friends and family.
Dear Jason Carrasquillo, I would like to extend my gratitude and appreciation to you for the excellent job you did acquiring our loan to buy our new home in Satellite Beach. The contract with the seller was accepted on July 10th and with your tireless tenacity you were able to bring us to a closing on our home by August 4th. All I can say is WOW! It was a pleasure to work with you as you kept us updated almost daily with phone calls or emails. It was also exceptionally nice working with someone with your up-beat optimism and your Christian values. You have the upmost integrity and much regard for your clients. Thank you so much for all your hard work. You made this happen!
So blessed by Jason, not only did he help me get the house. He prayed with us for peace through the storm!
Jason, thanks for all your help getting the loan. Buying my first house is a very important event in my life, and you just made it possible.
Jason is the Best!

Contact Us

6050 Babcock Street #27
Palm Bay, FL 32909
Phone: (321) 250-6565
jason@hmiapply.com